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Moving to Germany - where to start?
Thread poster: Maaike van Vlijmen
RobinB
RobinB  Identity Verified
United States
Local time: 06:12
German to English
Relevance? Sep 4, 2013

Tom in London wrote:
"German doctor missed warning signs before second patient death"


That says nothing about the quality of healthcare in Germany. Or is Mid-Staffs representative of the quality of healthcare throughout the UK?


 
Tom in London
Tom in London
United Kingdom
Local time: 12:12
Member (2008)
Italian to English
... Sep 4, 2013

RobinB wrote:

Maaike would be permanently resident in Germany.


She said she is only going for 5 years

The EHIC covers emergency care only


Not correct. Read here:

http://tinyurl.com/6n4fo6c


and the scheme is designed only to cover visits to other European countries


The UK and Germany are both European countries.


 
Tom in London
Tom in London
United Kingdom
Local time: 12:12
Member (2008)
Italian to English
Read again Sep 4, 2013

RobinB wrote:

Tom in London wrote:
"German doctor missed warning signs before second patient death"


That says nothing about the quality of healthcare in Germany.


? These are German doctors !


 
RobinB
RobinB  Identity Verified
United States
Local time: 06:12
German to English
Permanent residence, redux Sep 4, 2013

Tom in London wrote: Not correct. Read here:

http://tinyurl.com/6n4fo6c


I repeat myself: the EHIC scheme is designed for travel to and temporary stays in other European countries. Residence of (at least) five years is certainly permanent residence.

Please don't confuse Maaike: she will most certainly need comprehensive health insurance here in Germany.]


 
Maaike van Vlijmen
Maaike van Vlijmen  Identity Verified
Netherlands
Local time: 13:12
Member (2009)
Italian to Dutch
+ ...
TOPIC STARTER
EHIC Sep 4, 2013

Thanks for the suggestion Tom. I have an EHIC, but I understand it's not a substitution for (travel) insurance and I really need a good insurance, as I was diagnosed with an autoimmune disease last year. So I need to have that well covered. I prefer to do it the decent way and register in Germany and pay everything I need to pay there (I'm already integrating). But I appreciate all suggestions!

 
RobinB
RobinB  Identity Verified
United States
Local time: 06:12
German to English
Pretty offensive, really Sep 4, 2013

Tom in London wrote: These are German doctors !


It's like claiming that patients should beware of British doctors because of Harold Shipman.


 
Tom in London
Tom in London
United Kingdom
Local time: 12:12
Member (2008)
Italian to English
Certainly Sep 4, 2013

Maaike van Vlijmen wrote:

Thanks for the suggestion Tom. I have an EHIC, but I understand it's not a substitution for (travel) insurance and I really need a good insurance, as I was diagnosed with an autoimmune disease last year. So I need to have that well covered. I prefer to do it the decent way and register in Germany and pay everything I need to pay there (I'm already integrating). But I appreciate all suggestions!


Well, you certainly wouldn't be covered for travel insurance.

However I suggest you read here - so that you can say you are fully informed about your options.

http://www.nhs.uk/NHSEngland/Healthcareabroad/movingabroad/Pages/Workingabroad.aspx


 
Tom in London
Tom in London
United Kingdom
Local time: 12:12
Member (2008)
Italian to English
Only one Shipman Sep 4, 2013

RobinB wrote:

Tom in London wrote: These are German doctors !


It's like claiming that patients should beware of British doctors because of Harold Shipman.


There was only one Shipman. This agency is sending about 100 German doctors a year.


 
2GT
2GT  Identity Verified
Italy
Local time: 13:12
English to Italian
+ ...
OT: skeletons in the cupboard Sep 4, 2013

Tom in London:
"German doctor missed warning signs before second patient death"
http://tinyurl.com/dmm97m


NHS reloaded.
http://dailym.ai/1dGQ7iZ

PS: @moderators in my opinion OT posts (including my post) should be deleted from threads


 
Giovanni Guarnieri MITI, MIL
Giovanni Guarnieri MITI, MIL  Identity Verified
United Kingdom
Local time: 12:12
Member (2004)
English to Italian
well, yes... Sep 4, 2013

RobinB wrote:

Giovanni,

I did say "generally", and I'm perfectly aware of some world-class hospitals in the UK (a friend of mine is a senior professor and dean at one of the top London teaching hospitals). On average, though, I do think that an objective assessment will indicate that the quality of day-to-day healthcare on offer in Germany is better. Hardly any waiting lists, quick access to specialists, no massive MRSI problems, etc., etc. That doesn't mean it's all perfect by any means, and I do think that the human element needs to be improved here. But I do think there's a level of confidence in the German healthcare system that you'd be hard-pushed to find in the UK.

Robin


but that's because in Germany you pay a lot more for your healthcare and also Germany spends more money pro capita in healthcare... the NHS is cronically underfunded. But, I'm hijacking the post, so I'll stop here!


 
inkweaver
inkweaver  Identity Verified
Germany
Local time: 13:12
French to German
+ ...
In this case... Sep 4, 2013

Maaike van Vlijmen wrote:

Thanks for the suggestion Tom. I have an EHIC, but I understand it's not a substitution for (travel) insurance and I really need a good insurance, as I was diagnosed with an autoimmune disease last year. So I need to have that well covered. I prefer to do it the decent way and register in Germany and pay everything I need to pay there (I'm already integrating). But I appreciate all suggestions!


In this case statutory health insurance might be the better option since private companies require a health check and might not accept you or only at a very high premium. Statutory health insurance is open to everybody regardless of their state of health, no health checks required.


 
RobinB
RobinB  Identity Verified
United States
Local time: 06:12
German to English
Agree with Inkweaver Sep 4, 2013

Hi Maaike,

I agree with Inkweaver that you should probably give preference to one of the statutory health insurance schemes (Krankenkassen/Ersatzkassen) because of your existing condition. I wasn't aware that a health check was needed for private health insurance, but maybe the rules have changed since I first took out health insurance here in Germany well over 25 years ago. What's certainly the case is that continuing private health insurance is not tied to the state of your health
... See more
Hi Maaike,

I agree with Inkweaver that you should probably give preference to one of the statutory health insurance schemes (Krankenkassen/Ersatzkassen) because of your existing condition. I wasn't aware that a health check was needed for private health insurance, but maybe the rules have changed since I first took out health insurance here in Germany well over 25 years ago. What's certainly the case is that continuing private health insurance is not tied to the state of your health, nor (unlike in e.g. the USA in many cases) is there any cap on the cost of treatment.

I hope very much that you enjoy your stay in Göttingen. It's not exactly a major metropolis, but German university cities generally have very good facilities to cater for all tastes, and Göttingen is also on the high-speed (ICE) rail network, so you can get elsewhere pretty quickly. Plus, you're surrounded by a lot of very pretty countryside, and just next door to the hills of the Harz region - you'll quickly see why over 30% of Germany is still covered by forests.

But do remember that shops are closed on Sundays!



Robin
Collapse


 
Yorkshireman
Yorkshireman
Germany
Local time: 13:12
German to English
+ ...
Steuerberater costs Sep 5, 2013

Maaike van Vlijmen wrote:

Does anyone have an idea of how much the services of a Steuerberater would cost? I think it would be smart to use one in the first year.


Hi Maaike,

just as an example:

Income tax
VAT
Accounting: balancing/calculation of net income

for a taxable income of just over 50 K (gross income around 75 K) last year, it came to around €2400.

Always with the hope that you get something back from the taxman - unfortunately not this time around.

But at least you can deduct the VAT for bills from your Steuerberater.

YMMV - it always depends on what expenditure you have, like office costs, equipment, software, advertising & marketing, health insurance, pension schemes, children, car for business use and all sorts of other things that can be deducted.

Another factor is the so-called Solidaritätszuschlag (devised as a contribution for rebuilding East Germany), which is only due above a certain level of income. Some years you may have to pay it, some years not.

Cheers
Douglas


 
Maaike van Vlijmen
Maaike van Vlijmen  Identity Verified
Netherlands
Local time: 13:12
Member (2009)
Italian to Dutch
+ ...
TOPIC STARTER
Thanks for the clear info Sep 6, 2013

Thanks Douglas, for giving clear numbers. It doesn't sound bad at all.

@Robin: yes, I know it's not a big city, but I like small towns better anyway. And I can't wait to discover the beautiful countryside

Thanks everyone for all your replies!


 
JaneD
JaneD  Identity Verified
Sweden
Local time: 13:12
Member (2009)
Swedish to English
+ ...
Moving with a nervous cat Sep 6, 2013

Maaike van Vlijmen wrote:

On top of the usual moving stress I also have to deal with traveling with a very nervous cat, so any advice on that is also welcome!



I'm lucky that my cat, although nervous, quite enjoys travelling, but here are some tips:

Make sure you've got familiar bedding, its litter tray and food/drink bowls easily available while travelling so you can offer them every time you stop (it may not use them, but it needs the opportunity).

If your cat will sit happily on someone's lap in the car, that can be a good way for it to travel. Otherwise it needs to be in its carrier, with the carrier properly strapped in. If it's sunny you will need a towel or something to shade the carrier.

When you stop for a break, let the cat out (inside the car, not outside!) for a look and to stretch its legs.

I give my cat special wet food (the stuff that comes in small expensive packets!) to make the journey into a treat, and avoid cat biscuits, as he gets a bit dehydrated while travelling.

You can get special stuff from the vet for supplementing the normal food just in case your cat loses its appetite completely during or after the journey (I can't remember what this is called, but it's a kind of paste).

You can also get sedatives from the vet if you think your cat will need that, but they can upset some cats, so that may be something to have on hand if necessary rather than definitely using them.

Try to get a boat crossing that means you can take your cat into the cabin. If you can't, if you bat your eyelashes at the crew they will probably let you go down to the car deck to check on the cat periodically!


The other key thing is to not fuss too much. If your cat thinks the whole process is not worrying you, it will probably settle down quite happily.

Hope this helps - good luck with the move!

Jane


 
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Moving to Germany - where to start?







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